Auto Insurance
Auto insurance is a legal requirement in the state of California. Bodily Injury and Property Damage are the two most important aspects of your auto insurance policy. They help you pay for the medical expenses and damaged property that you are responsible for in an at-fault accident. OP Insurance will work with you on proper coverage limits for you, your family members and your vehicles.
COMPREHENSIVE AND COLLISION COVERAGE
Recommended and sometimes required for newer vehicles. This coverage is designed to cover you for fire, theft and damage to your vehicle due to accident. Collision is designed to cover your vehicle in an accident with another vehicle or object. Comprehensive coverage covers non-accident related damage.
RENTAL
Should your vehicle be out of service or stolen, this coverage will provide an alternate vehicle for use during the time your vehicle is inaccessible. Vehicle type and length of usage varies upon coverage.
TOWING
Towing coverage pays the cost of towing your car to a repair shop when it is unable to be driven. This coverage also covers a specified amount of necessary labor charges at the location of the breakdown.
LOAN/LEASE GAP
Protects the actual cash value of your vehicle at the time of an accident or theft if value is less than the amount you owe. This coverage prevents you from having to pay the difference out-of-pocket.
Sample Quotes
| Vehicle | Vehicle #1 | Vehicle #2 | Vehicle #3 |
| Year: | 2015 | 2004 | 2010 |
| Make: | Hyundai | Ford | Toyota |
| Model: | Genesis | F150 | Prius |
| Estimated Annual Premium*: | $780 | $338 | $870 |
| *Price not guaranteed | |||